Check Your Credit Reports Annually for Free!

check your credit reportThanks to federal regulations, you can get a free copy of your credit report once every 12 months from each of the top three credit reporting agencies: Equifax, Experian and TransUnion.  Simply go to AnnualCreditReport.com.

Remember that your credit report contains valuable information and experts recommend that you check them at least once a year.  If you’re thinking of buying any South Florida real estate, it’s especially important to check your credit reports as they sometimes have incorrect information… information on which mortgage lenders and credit card companies rely when deciding how much of a credit line to give you or even what interest rate to offer you.  You may request your free credit report online, by phone, or through the mail.  The site offers a comprehensive Frequently Asked Questions (FAQ) page which should answer any questions or concerns.